Is there a way to meet the conditions even if the income limit of child allowance is barely?｜ @Dime at Daim

Child allowance is paid for 15,000 yen per month (0 to under 3 years old, or 3 or later) or 10,000 yen per child until the end of junior high school.

Even those with an income limit limit will be paid 5,000 yen per month for each child as a special benefit.

Simple calculations, within income restrictions, you will receive 120,000 yen per year if you have one child before the end of junior high school students and the end of junior high school students, 240,000 yen per year, and 420,000 yen per year.

The larger the number of children, the greater the amount paid, so those who are barely limited to child benefits may think that they can get some payment.

What people who are barely barely limit the income limit for child allowance can

Image quoted source: Cabinet Office

The income limit for child allowance depends on the number of dependent relatives.

The method of calculating the income and deduction amount of child allowance has been changed since June 3rd year.

Image quoted source: Yokohama City

Salary income and miscellaneous income (limited to those related to public pensions) include a deduction of 100,000 yen, and a deduction called "single parent deduction" is established.

People who have income limit for child benefits can reduce their income by increasing the "deduction amount" in the above image.

There are various deductions, but the most common ones are considered to be "medical expenses deduction" and "small -scale business mutual aid deductions".

"Medical expenses deduction"

Many people may understand medical expenses deductions without explaining in detail.

Medical expenses deduction is a deduction that can be received when the medical expenses paid between January 1 and December 31 of the year exceed a certain amount.

Not only the family living together, but also the medical expenses of unwindful families and relatives who live together.

The amount of medical expenses deduction is calculated in the following formula.

"In actual amount paid" - "amount to be supplemented with insurance money, etc." - "100,000 yen"

If you have a total income of less than 2 million yen, 5 %, including 100,000 yen, will be deducted.

Don't forget to declare that the medical expenses of the year may have jumped significantly in the year when the child's orthodontics (for the purpose of beautifying the components).

In addition, medical expenses deductions are up to 2 million yen.

Source: National Tax Agency

"Small business mutual aid deduction amount"

If the taxpayer pays the premiums based on the mutual aid contract stipulated in the Small Business Mutual Aid Law, all of the paid amount can be deducted from the income.

This small -scale business mutual aid deduction is a so -called iDeCo/Ideco (individual defined contribution pension) and corporate defined contribution pensions.

If you do not have a corporate pension, you can contribute up to 23,000 yen per month with iDeCo and 276,000 yen per year, and all of them are eligible for income deduction.

People who are barely limited to child benefits may be able to join iDeCo so that they will not be incorporated into the income limit of child allowance.

However, it often takes about one or two months to join iDeCo, so even if you look at the income at the end of the year and think that you want to join because it is the last minute of income, you may not be in time.If you are considering joining iDeCo, you should consider it about three months before the year -end income.

Source: National Tax Agency

Actually, income restrictions in "high school such as high school"

Image quoted source: Ministry of Education, Culture, Sports, Science and Technology

Child allowance is paid to children until the end of junior high school, but when a child becomes a high school student, it is eligible for "high school, etc."

This system also has income requirements as shown in the above image.

Judgment of income requirements for high schools such as high schools will be performed in "Taxation Standard amount (taxable income) x 6 % -Municipal municipal tax coordination deduction".

Since the method of calculating the standard amount of tax is "income-income deduction", income deduction is also involved in "high schools such as high school."

In Tokyo, tuition fees are subsidized up to 460,000 yen as a lighter tuition fee for private high schools, so the amount of subsidy will vary greatly depending on the judgment of income requirements.

If you are in the last minute income limit, check the deduction amount

Income deductions that affect not only child allowances paid until the end of junior high school but also high schools such as high schools.

Depending on the amount of the relevant income deduction, the same income is divided into those who fall under income limit and those who do not fall under income.

It is often difficult to increase the deduction at the end of the year, so if you are worried that it may be the limit of income, check the relevant income deduction as soon as possible.

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