Basically, what is the pattern of a gift tax in the lottery of tax -exempt?｜ @Dime at Daim

In Japanese lotteries, there are types that generate hundreds of millions of money.It is a dream that it may be hundreds of millions of money, but the worrisome thing is "whether the lottery money is taxed."Let's look at taxable patterns such as gifts and inheritance.

"Large premise" tax on lottery

When purchasing "lottery", does the money be taxed?First, let's know the timing of tax.I will also explain the taxes you care about when you are expensive.

Great money is tax -exempt income

In principle, the lottery of lottery sold in Japan is a "tax -exempt income" that does not impose income tax.Article 13 of the "Flying Certificate Form Law" clearly states that "income taxes do not impose income taxes for the wedding card."

Due to tax -exempt income, resident tax calculated based on the standard of income tax is also exempt.Therefore, you do not need to file a final tax return to correctly calculate the income tax for one year income.

Income tax and resident tax are exempted, so all the money will be your own.Investment and gambling are taxed in principle, so income tax is exempted from tax.

Reference: Type with gold certificate method | E-GOV law search

I pay tax at the time of purchase

Lottery taxes are included in the purchase cost.Therefore, it can be said that it has already been paid at the time of purchase.Since the publisher is the local government, lottery sales are used in various ways.

Only the 47 prefectures and 20 Cabinet -designated cities, which are allowed to be released, are allowed to be released.Lottery taxes are mainly used in "Esen Kin", but are also characterized by the publisher, the "local government's revenue."

The money paid is used as a general tax, such as public works.The remaining sales are expenses for selling social contribution public relations and lotteries.Lottery sales are all used efficiently.

Reference: Lottery release group list | Lottery official website

A pattern that pays taxes on the money

(Source) Pexels.com

The lottery money is tax -exempt in principle, but some cases are taxed.Let's take a look at the taxes when the gesture has died or gifts with a gifts. 　

When a gestator dies

Lottery has the right to receive money for buyers.If the money you receive is basically 10,000 yen or more, it will be transferred to the account specified by the person, so it is the asset of the gesture.

If the person dies before spending a high price and spending up the money, the lottery money will be treated in the same way as other assets.

Inheritance tax is eligible if the tax rules exceed the lines that require inheritance tax.If you are older, or if you die before you use almost no money, you may be taxed.

In addition, if you purchase via the Internet, you may need an inheritance procedure to withdraw from membership sites or receive unpaid paid.

If you give a gifts

If you give your money to someone, you will be eligible for "gift tax".The same is true for relatives and others.The tax will be generated on the side who received the gift.

Note that the higher the money you give, the higher the tax rate, and you will pay up to 55 % as taxes.If you distribute tens of millions of yen, you will get a considerable amount of money as taxes.

Even if you try to distribute the money, you have to pay a lot of taxes because you have received the gift.If you don't have any problems little by little, let's think about giving a small amount.

Is there a way to avoid gift tax?

(Source) Pexels.com

In fact, there is a way to give a lottery money without giving a gift tax.The simple is the adjustment of the amount.It is also recommended to use the tax exemption system set by the country. 　

Give it in the 1.1 million yen frame of the basic deduction

Gifts tax will not be charged if the total property received between January 1 and December 31 is less than 1.1 million yen due to the calendar year taxation.Regardless of the number of times and the amount to be passed at a time, such as "90,000 yen each month" and "Get 1 million yen once a year", the criterion is a total of the year.

If you give a money for less than 1.1 million yen every year, there will be no gift tax.It is important to note that the gift tax also costs other than the lottery.If your opponent is receiving other gifts or assistance, consider all the gifts.

Also, if you have enough assets that will cause inheritance tax after the death of the person, keep a record.

If you have an expensive withdrawal history that you do not know how to use it, you may be pointed out in a tax audit.Utilize bank transfer so that you can keep an appropriate deposit record so that you can explain it correctly to the survey.

Reference: No.4402 If a gift tax is charged | NTA

Utilize the tax -exempt frame for education funding

"Educational funding" is a tax -exempt system that can be used from 2013 to March 31, 2023.

If a direct relatives, such as parents and grandparents, give a gift of educational funds, tax exempts up to 15 million yen per year.Educational expenses for facilities other than school are up to 5 million yen per year.

It can be used if the gift is under 30 years old and the previous year's income is less than 10 million yen.Use of tax -exempt slots requires a procedure at a financial institution.

In addition, there is no tax on general living expenses and pocket money.In some cases, a small amount of assistance, such as paying a tuition of about tens of thousands of yen every month, does not require a declaration.

Reference: Against the tax exemption system for gift tax when receiving a lump sum gift from grandparents etc. |

Receive together as a joint buyer

The lottery is "joint purchase".When you buy a lottery, there are cases where multiple people spend money and buy.

When purchasing a lottery for some people, it is recommended to use the Internet purchase."Jumbo lottery" and "nationwide normal lottery" support group purchases.

In the Internet purchase, the money is distributed to the designated accounts that have been arranged in advance, so there is no special procedure when receiving it.

There are rules for the lottery of paper to be recognized as co -purchasing, such as all co -purchasers go to receiving money.Please contact the publisher for detailed rules, such as how to issue the "Tosen Certificate".

Reference: What is joint purchase online? | Lottery official website

Q & A about lottery money

(Source) Pexels.com

Where should I go to receive the lottery money?I will explain the method of receiving it for Kinsei.Also, it is important to know the meaning of storing a "gesture certificate" you get when you have a high price. 　

How to receive the money?

The amount of money of the lottery varies depending on the amount of money.1. The winning gold or 10,000 yen or less per unit can be received at the lottery counter or at the Mizuho Bank Headquarters.

If it is less than 10,000 to 500,000 yen, please receive it at the Mizuho Bank main branch.If it is less than 50,000 yen, it can be received at the lottery counter with a 50,000 yen mark.

If it exceeds 500,000 yen, the receiving location will be limited to Mizuho Bank Headquarters.If it is 500,000 to less than 1 million yen, you need a identity verification document.

It is smooth to select the identity verification document with a face photo, but it can also be used with multiple auxiliary documents, such as a copy of the utility bill.

In addition, it takes time to receive a won gold that exceeds 1 million yen.Let's look at the margin of about a week from the procedure. 　

Reference: Receipt of the golden money | Lottery official website

Do you need a certificate?

Lottery money is tax -exempt.However, the lottery itself is submitted when receiving the money.Without any documents, it would be difficult to prove that the tax audit was "income from lottery."

If you cannot prove it, you may be taxable.It is safe to save the "Game Certificate" to prove that the high income is a lottery.

Based on the above, keep the documents you receive at the time of receiving money at the bank.

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